As for not being able to pay it back when the time comes, what's there to be afraid of? Problems that even Great Landlords can handle, you think they can't? It's nothing. As long as they've got strength in their arms, drag them in as corvée laborers and it's fine—already miles better than those landlords' filthy little tricks.
Once Chen Xi's mind opened up, he quickly sorted all these things out. After that came all kinds of commercial loans, bad debts, falsified accounts and such. Chen Xi couldn't be bothered to wrestle with those. With a stroke of his brush, he settled it: this system simply wouldn't handle those large-scale loans; it would only support small and medium farmers, small vendors, workshops, and the like.
