"The county is opening a bank, specifically to lend money to farmers to pay taxes? Good Brother An, are you serious?" Elder Lin was extremely excited: "If there really is a bank willing to lend us money, us farmers can survive."
His family had gone to the bank to borrow money, but both Lin Laoda and Lin Laosan couldn't even get past the door. Just asking if they could borrow money to pay taxes got them beaten up.
Banks generally wouldn't lend money to farmers, fearing they wouldn't be able to repay and would end up losing money. Therefore, most farmers in trouble can only turn to relatives to borrow money or go to gambling houses to do so.
However, the interest demanded by gambling houses is too high for farmers to afford, ultimately leading to selling fields, selling land, selling houses, or even using daughters to pay off debts.
