He searched and searched!
He just couldn't find the person to repay the money. A staff member told him: "Brother Dou is busy with important matters. He will accept the repayment when he has time. He shouldn't feel any pressure to repay. He can just use the money for now."
In response to this.
Li Donglai initially held onto the hope that Brother Dou might really be busy with something, and that the amount of money he had borrowed was nothing to him, especially since Brother Dou had let him use it first and probably wouldn't charge interest.
But this illusion was quickly shattered!
One month later.
Brother Dou brought his men to collect the debt:
Amount [400,000]
That's right!
That means 400,000 has doubled in value. In Dou Ge's words, it's all about compound interest.
He didn't want to acknowledge the interest, but that's how it was written in the contract. He wanted to say that he couldn't find anyone to repay the money back then, but Brother Dou and the others wouldn't listen to any of that.
You can't fight city hall!
As an ordinary businessman, how could he fight against a social group like Brother Dou? He could only admit defeat. But how could he repay the loan? At that time, he could only spare 300,000 yuan at most. He begged the other party to give him some time to repay the loan, and the other party actually agreed to give him half a month. Half a month later, when he borrowed from all his relatives to raise 400,000 yuan to repay the loan, he was dumbfounded. The other party had started to accrue interest again: it had risen to 600,000 yuan! He still had a shortfall of 200,000 yuan after repaying the 400,000 yuan.
He was stunned!
He didn't know what to do!
He went back to try and find someone to mediate, but he couldn't find anyone who was truly capable; otherwise, it would be a complete waste of time and money. He could only continue to raise money to repay the loan.
As for not paying it back...
hehe...
Brother Dou and his gang will show you what violent debt collection is like, and what it means to bully men and women...
The more we pay back our foreign debt, the more it keeps piling up!
Six months later!
After transferring all his businesses and selling his house, Li Donglai was completely unable to repay his loans, yet his debts still amounted to hundreds of thousands of yuan and were continuing to mount... Seeing that they couldn't extort any more money from him, Brother Dou and his gang turned their attention to his wife and children...
.......
a long time.
After speaking with immense anguish and regret, Li Donglai said, "I truly regret why I borrowed money from loan sharks... why I didn't immediately and desperately try to get them to repay the debt... Now look what's happened... my business is gone... my family is gone... and my wife and children are suffering because of it..."
"It's all my fault...it's all my fault..."
"Loan sharking is something no human should touch..."
Bang! Bang!
He angrily hit his head, overwhelmed by self-blame and regret, and was on the verge of a breakdown.
after all:
Anyone would find it unacceptable that a single wrong decision could shatter their family, cause suffering and even endanger their wife and children, after a year of enjoying a wonderful life with a house, a car, a business, a wife, and children. It's remarkable that Li Donglai didn't break down completely.
The scoundrel said leisurely, "Actually, it's not his fault! It's not that he couldn't find someone to repay the money, it's that he simply couldn't find anyone."
What's the meaning?
Li Donglai looked up at the big hoodlum with a question in his eyes.
The swindler said, "You've already guessed it yourself, haven't you?" He spoke as if explaining to Li Donglai, but more like reporting to Lu Nan: "These guys aren't ordinary loan sharks. They often find unlucky clients and bet that these clients can't repay their debts, thus compounding the interest. Of course, even if these people can repay, they won't let them. Instead, they'll drag it out... drag it out until the other party can't repay anymore before coming to collect the debt... This way, the interest can snowball and bankrupt the other party, even forcing them to mortgage their wives and children..."
What?
Li Donglai was stunned: "You're saying they all planned this? Deliberately preventing me from paying back the money..."
"Really? That doesn't make sense! When I borrowed the money, I inquired about their reputation and heard that some business people who lent them money followed the contract..."
Big Scoundrel: "Are you really not clear or just pretending? How can a loan shark like him do this to everyone? Where does he find so many special clients? As far as I know, they investigate clients and categorize them into different classes! Anyone with influence or connections wouldn't do this. After all, offending too many people with connections is not only not beneficial but could even backfire. Secondly, they wouldn't do this to people without families or much money. These guys are all single and not only can't you extract much profit from them, but you're also likely to push them to the edge and do something drastic."
"They only choose people who have some capital to run small businesses, have wives and children, and have no background. These people can be squeezed out of them but have no background and no courage to resist."
"They drove these people bankrupt! They won't stop until they forced their wives into prostitution!"
"Your only way out was to find someone influential to help you when they gave you a second chance to raise more money, but unfortunately you couldn't find anyone that time."
Bang!
Li Donglai collapsed to the ground, utterly devastated. Although he had somewhat suspected this, hearing it with his own ears—it was clearly a trap he had willingly fallen into...—he suddenly remembered the thug's words about forcing women into prostitution and, terrified, grabbed his wife, crying out, "No... I'll fight them to the death..."
The thug: "Fight to the death? What are you going to fight for? You owe someone money and won't pay it back? He wants to take your child? If you don't let him take the child, he can only take your wife..."
"Two choices...how do I choose...?"
Li Donglai: "I won't choose..."
The scumbag: "From the day you borrowed money at exorbitant interest rates, you had no choice..."
Li Donglai's eyes were bloodshot and his face was contorted in pain.
The hoodlum shook his head, unconcerned. He'd witnessed far too many tragic cases of people driven to desperation by loan sharks over the years...
There's no way to manage it!
Lu Nan: "With such harsh coercion, why doesn't anyone file a complaint?"
The big thug: "Sue? Who dares! Paying back debts is a matter of course. Let's not even talk about their power and influence; their gang has hundreds of members. Who dares to sue? Do we even have evidence of their crimes? Even if we did, how many could we send to jail? And then... how will you deal with the others? You'll only be worse off... much worse off... Besides, they have families and businesses, so they'll leave you a way out: they'll protect your children to make you compromise..."
Lu Nan: "A bunch of scum..."
He looked at the Li Donglai family of three, who were crying and burying their faces in their hands on the ground: "Now you have a chance to get rid of them, do you want it?"
Li Donglai looked up at Lu Nan:
"What opportunity!"
Lu Nan: "I want you to file a formal complaint against them... Do you dare?"
Li Donglai: "I dare! But..." He looked at his wife and children, clearly worried about their safety.
Lu Nan: "Don't worry! No one dares to touch either of them!"
Li Donglai hesitated: "Well...it's not that I don't believe it, it's just that Brother Dou and his men are too ruthless, they..."
Lu Nan didn't speak, but the big thug got angry first: "They're nothing! Do you know who Master Nan is? Bean Brother? In front of Master Nan, he's not even a bean sprout!"
now.
Lu Nan stopped beating around the bush and directly revealed his name:
[Heilongjiang Company Secretary - Lunan!]