Regardless of what Zayne thought of himself as, most people in Terra were already grateful for the Nine Rules of Order that he had established, let alone his timely intervention that prevented more people from dying in that zombie tide.
Except for those who were truly ungrateful white-eyed wolves, most people were convinced of his actions. If he were to create a faction, most people would definitely pursue becoming a member of his faction, and its scale would far surpass Henry and Alan's Going Home Club.
Unfortunately, Zayne's intentions weren't that noble. He only did it since he could, but it was also the most convenient way to put everyone in debt, thereby no longer posing a threat to him and Jade.
In fact, the Loan Shark's Ledger had proven to be more of use to him than the Death Papyrus. After all, the times he had used the Loan Shark's Ledger were countless times more than when he had used the Death Papyrus.
