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Chapter 2 - CHAPTER -2 The Debt

I served for ten years.

Ten years in the Indian Army. Counter-insurgency. Northeast. Kashmir.

My body changed. Shoulders broadened. Knuckles thickened with scar tissue. My face settled into something hard—something that made civilians cross the street when I walked by. Something that made children stop laughing.

Ten years.

Saw things no man should see. Burned villages. Children with nothing left in their eyes. Bodies lined up on dirt roads like sacks of grain. Friends turned into pieces you carry in a cloth bag.

Lost friends.

I can still name them. Singh, who taught me to field-strip a rifle blindfolded. He died in a valley I can't remember. A bullet found the gap between his helmet and his collar. He was telling a joke when it hit. His mouth was still open.

Yadav, who wrote letters to his daughter every night. Never mailed them. Just folded them, put them in his left breast pocket. When he died, the letters were soaked through. I couldn't read a single word.

Thomas, who laughed even with shrapnel in his leg. Laughed while they cut it out. I don't know if he was brave or broken. I don't know if there's a difference.

Lost pieces of myself.

Kept moving.

Kept believing that one day I'd go home.

---

2023. AGE 27. I CAME HOME.

Not because I wanted to.

Because my mother was sick.

Cancer.

The doctor was a young man in a starched white coat. Barely thirty. Clipboard. Pen that clicked too loud. He looked at the reports, looked at me, looked at the reports again. Like he was telling me the weather.

"Stage three. We'll do what we can."

Seven words that mean we can't do anything.

I left the army that day. Called my commanding officer from a payphone. Told him I wasn't coming back. He asked if I was sure. I said yes. He asked if I wanted to think about it. I hung up.

Didn't think twice.

All those years. All those medals. All that blood. I had a shoebox with everything the army had given me. Medals in velvet cases. A folded flag from a memorial service. Photographs of men who were now in the ground.

I traded it all to hold my mother's hand one more time.

Worth it.

Every fucking second.

---

I started a small business. Rented a shop near the market. Narrow space. Tin roof. Concrete floor. Just big enough for a counter and some shelves. I bought rice, lentils, spices from small farmers and sold them in Puri.

Small profit.

Some days I made eighty rupees. Some days nothing.

But my mother was proud. She'd sit by the window of our rented room when she had the strength, watching me come home. She'd smile. That smile she'd worn when I was a child, when I'd bring her a flower, or a drawing, or a handful of change.

She'd pat the space beside her on the cot.

"How was your day, beta?"

"Good, Maa."

She'd look at me. Really look.

"Liar," she'd whisper.

Then she'd laugh. And I'd laugh. And for a moment, the cancer wasn't there. The years of blood weren't there. Just me and my mother in a room with peeling green walls, laughing about nothing.

Those moments are the ones that hurt most now.

---

2025. AGE 29.

My mother, weak but still fighting, looked at me one day.

She was sitting on the cot. Her body thin under her cotton sari. The skin on her arms loose and papery. But her eyes were still sharp. Still watching. Still waiting for me to be okay.

She patted the space beside her.

"Get married, beta."

"Maa, now is not the time—"

"Now is exactly the time." She squeezed my hand. Her grip was weak. But she held on. She always held on. "I want to see you happy before I go."

I couldn't argue.

I never could argue with her.

---

That's when I met Gita.

Her family arranged the meeting. They lived in a two-story house near the temple. Not rich, but comfortable. Her father was a retired postal clerk. Her mother was round and warm—the kind of woman who fed you before she asked your name.

Then Gita walked in.

She wore a green salwar kameez. Simple but clean. Her hair was long, tied back. Her face was round, soft—the kind of face that looked like it had never learned how to be cruel. She kept her eyes down at first. Shy. Then she looked up.

Her eyes...

I don't know how to explain it.

Gita had home in her eyes.

Dark brown. Almost black. But there was something in them—a steadiness, a warmth, a depth that didn't match her shyness. She looked at me like she was looking through me. Past the soldier's posture. Past the scars. Past the weight I carried that I thought no one could see.

She looked at me like she saw something I'd forgotten I had.

We talked. Her voice was soft, but she said what she meant. No games. She told me she'd been engaged once before. He died six months before the wedding. She told me she'd spent three years not knowing if she'd ever feel anything again.

I told her about the army. Not the medals. The bodies. The burned villages. The friends I'd buried. The things that kept me awake at night.

We understood each other.

Her pain. My pain.

We didn't hide.

---

2026. MARCH 7. WE GOT MARRIED.

Small ceremony. Gita wore a red sari with gold threading that her mother had been saving for fifteen years. I wore a white kurta that felt stiff against my chest.

We circled the fire seven times. The priest's voice was low and rhythmic. Words I didn't understand, but I felt them in my bones—something ancient, something that had been said a million times before.

When it was done, Gita looked at me and smiled. A real smile. The kind that reaches the eyes. The kind that says I am here and we are going to be okay.

My mother sat in the front row. Weak. But glowing. She'd worn her best sari—the pale yellow one she kept for festivals. Her hands shook when she lifted them to bless us. But her face was light. Lighter than I'd seen it in years.

She got what she wanted.

She saw her son happy.

---

Twenty-three days later, she was gone.

Cancer took her.

She died in her sleep. In the cot where she'd raised me. With the sound of temple bells drifting through the window. I found her in the morning. Her hands were folded on her chest. Like she'd known. Like she'd been waiting for the right moment to let go.

Three days before, she'd whispered her last words to me. Her voice was a thread. Her hand was cold in mine.

"Never lie, beta. Never cheat. Pay what you owe. God is watching. Everything will be good."

I held her hand until it went cold.

I believed her.

I fucking believed her.

---

I cried for days. Sat on the floor with my back against the cot. Didn't move. The neighbors brought food I didn't eat. Gita's mother came and lit a lamp and said prayers I couldn't hear.

Gita held me. She'd sit beside me on the floor, her arm around my shoulders, her head against mine. She didn't try to fix it. Didn't say the hollow words people say. She just stayed. Let me break. Let me fall apart.

And when I had nothing left, she helped me stand again.

---

2027. JANUARY 12.

Gita was pregnant.

After years of death and loss—a new life. A piece of me. A piece of her. A piece of my mother, maybe, living on.

We sat on our tiny balcony that night. Concrete slab. Two plastic chairs. Rusted railing looking out onto the roofs of the old city. The lights of the Jagannath Temple glowed in the distance. The sea whispered somewhere beyond the houses.

Her hand on her belly. My hand on hers.

"If it's a boy..." she whispered.

"Veer," I said. "Brave. Like my mother."

"And if it's a girl..."

"Shakti." I smiled. "Strength. Like her mother."

She laughed. And in that moment, I thought: This is it. This is what I was fighting for. All of it was leading here.

We had plans. A house with two rooms. A courtyard with marigolds. A future.

---

2027. MAY 1.

Rajeev showed up.

Old college friend. Soft face. Smile that showed too many teeth. Ten years had added a paunch and a gold ring on his pinky.

He walked into my shop with that smile. Warm. Trustworthy. Fake as fuck.

"Veda bhai! Long time!"

He talked about opportunities. Supply chain to Mumbai. Bulk orders from five-star hotels. Margins that would triple my income. Showed me numbers on his phone. Invoices. Delivery schedules. Investors who were already on board.

"Trust me, bro. I got you."

I didn't trust him. Not really.

But Gita was six months along. She'd started waddling when she walked, one hand pressed to the small of her back. She'd laugh at herself, and that laugh was the only thing that made the fear go away.

I wanted to give her more. More than a one-room rental. More than a shop that barely broke even.

I wanted to give her everything she deserved.

And somewhere in my stupid, hopeful heart—the part that still believed my mother's words—I wanted more.

For her. For the baby. For the family I was building.

---

I invested everything.

Thirty-seven thousand rupees. Gita's savings for the baby's things. Clothes. A crib. I took it.

I went to the bank and took a loan against the shop. Signed papers I barely read.

Then I went to Suleiman.

Savings: gone.

Bank loan: taken.

Private loan from Suleiman: signed in blood I couldn't see.

Suleiman ran a financing business out of a back room. Thin man. Neat beard. Eyes that never blinked. He asked no questions. Just wrote the terms, pushed the paper across his desk, and waited.

Twenty-three lakh rupees.

All in.

All on red.

---

2027. JUNE.

Rajeev disappeared.

His flat was locked. The neighbor said he'd left in the middle of the night. No forwarding address. Phone dead. Social media gone. The invoices were fake. The hotels never heard of him. The investors were ghosts.

Nothing.

Just empty air where my future used to be.

I didn't tell Gita. Told her I was working late. Told her business was good. Came home and kissed her forehead and ate the food she'd kept warm and pretended I hadn't spent the day chasing ghosts.

I tried to find him. Went to every address he'd mentioned. Talked to every person whose name he'd dropped. Three weeks. Bhubaneswar. Cuttack. Kolkata. A trail that went nowhere.

There was no way out.

---

The bank came first. Letters. Demands. A man in a blazer with a lawyer's tone.

Then recovery agents standing outside my shop. Staring at customers until they left. Big men. Shaved heads. Gold chains. Customers would walk up, see them, and keep walking.

Business died.

Then Suleiman's men came.

Small men. Hard eyes. Flat voices. Three of them. Faces that didn't have any expression left.

"Pay on time. Or we collect in other ways."

They showed me what "other ways" meant. Photographs in a plain brown envelope. Color photos. Glossy. Men who couldn't pay. Men with missing hands. Missing faces. Missing everything.

---

2027. AUGUST 15. THE NIGHT EVERYTHING CHANGED.

They came at night.

Four of them. The same three, plus a thin man with a goatee and a smile that didn't reach his eyes. White hatchback. Tinted windows. Suleiman's best boys.

I was at the shop. Sitting in the dark. Shutter half down. Old Monk on the counter beside unpaid bills. Ceiling fan clicking. Dog barking somewhere.

Trying to find a way out.

Gita was home alone. Seven months pregnant. Sleeping. Waiting for me.

My phone rang. Unknown number.

"Veda bhai." Young voice. Flat. Bored. Like he was ordering tea. "We're at your house. Your wife is here. Come home. Let's talk."

The line went dead.

---

I don't remember running. I remember my lungs burning. I remember thinking: if I'm too late, if they've touched her, if anything happens—

I don't remember the streets. I only remember the door.

Our door.

Broken open.

Lock shattered. Wood splintered. The door hung at an angle, attached by one hinge. Light from inside. Our lamp. The yellow shade Gita bought because she said yellow was happy.

Inside—

Gita on the floor.

Curled on her side. One arm wrapped around her stomach. Her face twisted with pain. Her night suit torn at the collar. A red mark on her cheek—swelling already, the shape of fingers.

Holding her belly.

Crying.

Four men standing over her. Smiling.

The first one was young. Twenty-five. Gold chain. Empty eyes. He was the biggest—wide shoulders, thick neck, hands made for breaking things. He looked at me and laughed. A short, flat sound.

"Ah, the husband arrives. Good. Now we can—"

Gita screamed.

Her voice cracked. Raw. Like she'd been screaming for a while. Her hand reached toward me across the floor.

"Veda, they kicked me—they kicked my stomach—the baby—"

---

Something in me snapped.

Not cracked.

Snapped.

Ten years in the army. Ten years of learning how to kill. Fourteen years of keeping that animal locked in a cage.

The cage broke.

The first one was still laughing when my fist connected with his face.

I didn't go for the kitchen. I didn't need a weapon. My hands were weapons—trained, hardened, built for breaking. I put every ounce of rage behind that punch. All the fear. All the helplessness. All the nights I'd spent watching my mother die. All the days I'd watched my business crumble. All of it.

My fist hit his nose.

I felt the cartilage collapse. Felt the bone splinter under my knuckles. Blood exploded from his face—a wet, red spray that caught the yellow light. His head snapped back like his neck was made of rubber. His body followed, legs folding, back slamming against the floor.

He went down hard.

For a moment, he didn't move. His face was a ruin—nose flattened, teeth broken, blood pouring from his mouth and nostrils, mixing with the blood on Gita's night suit, pooling on the floor between us.

I thought it was over.

Then he moved.

Slow. Like a animal that should be dead but doesn't know it yet. His hands found the floor. He pushed himself up. His eyes found me. Blood ran down his chin, dripped onto his gold chain. And in his eyes—something I recognized. The same thing I'd seen in men I'd fought in Kashmir. The thing that doesn't stop. The thing that keeps coming.

His hand went to his waist.

A knife. Folding blade. Black handle. He pulled it open. The metal clicked into place. He wiped the blood from his mouth with his other hand. Smiled through broken teeth.

"You fucking dog," he said. "I'll gut you."

He came at me.

Fast. Angry. But angry makes you stupid. He slashed wide, wild, his arm swinging in a arc meant to open my chest. I stepped inside it. Ten years of combat training. I knew how to read a body. I knew where the weight was, where the force was going, where it would leave him open.

I caught his wrist.

Twisted.

He screamed. The knife dropped from his fingers, spinning once in the air before I caught it. The handle was warm. Wet with his blood.

His eyes went wide.

I saw the fear in them. The same fear Gita had in hers when she looked at me. The same fear I'd seen in a hundred men who knew they were about to die.

I didn't hesitate.

I drove the knife upward.

Not into his chest. Not into his throat.

Into his face.

The blade sank into his eye socket. The sound it made—I'll carry that sound to my grave. A wet pop. A crack. The blade scraping against bone as it pushed through. His body went rigid. His mouth opened, but no sound came out. Just a breath. Just a last exhale.

I pulled the knife out. He fell. His body hit the floor and didn't move again.

Behind me, I heard movement.

The second one was coming.

I turned.

He had a knife too—the same folding blade, the same black handle. But his hand was shaking. He'd seen what I did to the first one. He'd seen the blood. The bone. The eye.

He lunged anyway.

Fear made him fast. But fear also made him predictable. He came straight at me, knife raised, no angle, no strategy. I stepped to the side. Let his momentum carry him past me. My arm hooked around his neck. My other hand—the one holding the knife—came around his body.

I pulled the blade across his throat.

Deep.

The kind of cut they teach you in the army. The kind that doesn't give them a chance to scream.

His body went slack in my arms. I let him fall. He hit the floor with the others. Blood spread beneath him like dark water.

The third one—the thin man with the hard eyes—was running. He made it three steps before I caught him. My arm around his throat. I held on while he clawed at my sleeves. While his feet kicked against the floor. While the noise in his throat went from a shout to a choke to nothing. I held on long after he stopped moving.

The fourth—

The one with the goatee—he wasn't running.

He was standing over Gita.

A knife in his hand.

Pressed against her throat.

"Stop," he said. "Or I cut her."

Gita's eyes met mine. Wide. Wet. Begging.

I looked at the knife in my hand. Red to the wrist. Blood under my fingernails. Blood in the lines of my palms.

"Drop it," he said.

I dropped it.

It clattered on the floor. The sound was loud in the silence. Louder than the screaming had been. Louder than the bodies hitting the floor.

He smiled. That smile that didn't reach his eyes.

"Good. Now—"

Gita's hand moved.

I don't know where she found the strength. Seven months pregnant. Bleeding. Broken. But her hand found the knife I'd dropped. Her fingers closed around the handle. And before he could react—

She drove it into his thigh.

He screamed. Stumbled back. His knife clattered to the floor.

And I was on him.

No knife this time. Just my hands. The same hands that had held my mother's. The same hands that had touched Gita's belly. The same hands that had built a life.

I wrapped them around his throat.

He clawed at my arms. Kicked. Bucked. His face turned red, then purple, then something else. I watched the light in his eyes go from fear to panic to nothing.

I didn't stop.

I couldn't stop.

Gita's voice pulled me back.

"Veda. Veda, stop. He's gone. Veda—"

I looked down at my hands. At his face. At the room.

Three bodies. Four.

Blood everywhere.

And Gita.

Pressed against the wall. Both hands over her stomach. Her chest rising and falling too fast. Blood on her night suit—some of it theirs. Some of it hers.

"Gita—"

I reached for her.

She flinched.

"Don't." Her voice was small. Broken. "Don't touch me."

"We need to go to the hospital. The baby—"

She looked down at her stomach. At the blood seeping through her night suit. A dark stain spreading from between her legs.

Her eyes went wide.

"No," she whispered. "No, no, no—"

She looked at me. And in her eyes—those eyes that had been home—I saw something I'd never seen before.

Fear.

Not of the men. Not of the blood.

Fear of me.

"Stay away from me," she said. Her voice cracked. "Please. Just—stay away."

I stepped back.

My hands were still red.

---

Below the building, the megaphone crackles again. The crowd has grown. Someone is shouting his name.

He doesn't look down.

He looks at his hands. Clean now. The blood washed off somewhere. But the stain is still there. It never comes off.

One more step.

The wind pulls at his torn black suit.

Below, the city waits.

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